Mike McMillan: 2019 November EZINE




November, 2019
News From Mike McMillan

About the Month of November

November is the 11th month of the year and has 30 days.
Season (Northern Hemisphere): Autumn

In the original Roman calendar, November was the ninth month of the year. It got its name from the Latin word "novem" which means nine. However, it became the eleventh month when the Romans added in January and February to the start of the year.

Throughout much of history, November has often been thought of as a somber month because it signaled the start of winter. People would spend the month storing up their harvest and preparing their food and homes in order to survive the winter.

Holidays
Veterans Day
World Diabetes Day
Thanksgiving
American Indian Heritage Month
Good Nutrition Month
Aviation Month
American Diabetes Awareness Month
National Stamp Collecting Month
National Peanut Butter Lover's Month

Fun Facts about November
It is the last month of the Fall season. November in the Northern Hemisphere is similar to May in the Southern Hemisphere. Elections are held in the United States on the Tuesday after the first Monday in November.

The third Thursday of November is the Great American Smokeout. Smokers are encouraged by the American Cancer Society to stop smoking on this day.
Some Christian churches celebrate All Saint's Day on the first day of November and All Souls Day on the 2nd.

American football is the main sport watched in the United States during this month. Most, if not all, of the leaves have fallen off the trees by the end of November.

all credits to:  https://www.ducksters.com/history/novemberinhistory.php

 

Quote of the Month
 

 

A Laugh or Two For Good Measure!

Holiday Heavyweights

The checkout clerk at the supermarket was unusually cheerful  
even though it was near closing time. “You must have picked up  
a ton of groceries today,” a customer said to the checker.  

“How can you stay so pleasant?” 
“We can all count our blessings,” the clerk replied.
“The hardest part of this job is the turkeys and the watermelons.
I just thank God that Thanksgiving doesn’t come in July.”

 

********************** 

Intellectual Vampire

 

Q: Why did the Vampire read the New York Times? 
A: He heard it had great circulation. 

**********************

Tollbooth Timer

I worked on a toll road, answering the phone,  
collecting money and issuing toll tickets. 

One Thanksgiving Day, a woman called to ask about road conditions  
on the turnpike. After I said everything was A-okay,  
she told me a friend was coming for dinner. Then came the stumper.

“If my friend just left from exit twelve,” she asked,  
“what time should I put the turkey in?”

This image has an empty alt attribute; its file name is laughing-matters.png
 


Helpful Life Hacks & Cartoon
of The Month

       
 


Capital Gains

      

One of the ‘pleasant’ dilemmas that my investor
partners face when we cash out of a deal is what
to do with their PROFITS.

On one hand, it’s tempting to take the cash and
buy a new car, boat, vacation, or other ‘doodad’
(as Robert Kiyosaki calls them in his book Rich
Dad, Poor Dad).

On the other hand, it usually makes a LOT more
sense to use those profits to buy more income-
producing real estate.  That’s called “re-investment”.

 

About Mike McMillan:
 

Michael McMillan is a professional real estate entrepreneur, author, and consultant. Mikehas been investing since 2013, and his current focus is on multi-family properties, especially apartment buildings.
 
If you would like to find out more about how to get an above average return on your money, backed by a solid asset (real property) , and without the hassle of being a landlord- contact Mike for a no-obligation conversation.
 
You can email him at This email address is being protected from spambots. You need JavaScript enabled to view it.
Visit his website www.TheMikeMcMillan.com
Call or text 250-988-1520

Mike McMillan: 2019 October EZINE

 

October, 2019
News From Mike McMillan
 

Quote of the Month
 

 

A Laugh or Two For Good Measure!

Whom Gave It Away? 

 

When my coworker answered his phone, the confused woman on the other end asked, “Who is this?”
“This is Steve. With whom did you wish to speak?”
After a pause: “Did you just say whom?”
“Yes, I did.”
The woman replied, “I have the wrong number,” and hung up. 


********************** 

Radio Who? 

 

Knock! Knock!
Who’s there?
Radio.
Radio who?
Radio not, here I come! 


********************** 

Just Visiting 

My mom moved into a new condo, and I went to visit for a couple of days. 
Searching for a coffee cup one morning, I sighed, 
"It seems like I'm always looking for something in your kitchen." 

 

"That's good," Mom said. When I looked confused, she explained, 
"Because when you know where to look, it's time to go home."

 
 

Helpful Life Hacks & Cartoon
of The Month

       
 


Why Invest In Real Estate?

If you are like most people, the idea of riding the stock market ‘roller coaster’ makes you feel a little queasy. The highs can be a lot of fun, but the lows really give you a kickin’ (and there seem to be a lot more lows than highs for most investors). 

While real estate also follows a cycle, it tends to be a much more gradual one. Investing in revenue properties offers us limited immunity from fluctuation.   

This means that you don’t tend to see the massive ups and downs of the stock and commodity markets. It’s a much gentler ride, and tends to provide very solid returns on investment over the long run. This is another reason I prefer real estate investing over other kinds of investments. 

 

About Mike McMillan:
 

Michael McMillan is a professional real estate entrepreneur, author, and consultant. Mikehas been investing since 2013, and his current focus is on multi-family properties, especially apartment buildings.
 
If you would like to find out more about how to get an above average return on your money, backed by a solid asset (real property) , and without the hassle of being a landlord- contact Mike for a no-obligation conversation.
 
You can email him at This email address is being protected from spambots. You need JavaScript enabled to view it.
Visit his website www.TheMikeMcMillan.com
Call or text 250-988-1520

Mike McMillan: 2019 September EZINE

 
September, 2019
News From Mike McMillan
 

Quote of the Month
 

 

A Laugh or Two For Good Measure!

Coming Through!
 
Two fish are in a tank. One says to the other,
"Do you know how to drive this thing?"
 
**********************
 
Your Work E-mail is What?

• I’m employed at a computer security company and have a colleague whose nameis M. Alware. His e-mail address is This email address is being protected from spambots. You need JavaScript enabled to view it..
• My ex-boss’s name is R. Stone. His e-mail was This email address is being protected from spambots. You need JavaScript enabled to view it..
• My name is James Pan. Every other permutation of my name was taken
(e.g., jpan, jamesp), so I’m stuck with This email address is being protected from spambots. You need JavaScript enabled to view it..
 
**********************
 
Thirsty Vampire
Q:  Why did the vampire get fired from the blood bank?
A:  He was caught drinking on the job!


 
 

Helpful Life Hacks & Cartoon
of The Month

       
 


Why Invest In Real Estate?

One of the reasons I like real estate as an investment (as opposed to mutual funds, stocks, bonds, GIC’s, etc.) is that it is something that I can exercise much more CONTROL over.  When buying a revenue property, I can choose the market I want to invest in (right down to the neighborhood, or even the street I want to buy in).  I can choose the type of property I want to buy (i.e. single family home, multi-family property, etc.).

I choose the condition of the property I want to buy.  I have some control over how much I pay for the property (prices and/or terms are negotiable).  I then choose what I want to do with the property once I own it.  While I own it, I exercise control over how the property is managed and maintained.  And last, but not least, I can choose from a variety of different exit strategies when I am ready to sell it.  With traditional investments, the only control you exercise is when you buy and when you sell.  
 
 

About Mike McMillan:
 

Michael McMillan is a professional real estate entrepreneur, author, and consultant. Mikehas been investing since 2013, and his current focus is on multi-family properties, especially apartment buildings.
 
If you would like to find out more about how to get an above average return on your money, backed by a solid asset (real property) , and without the hassle of being a landlord- contact Mike for a no-obligation conversation.
 
You can email him at This email address is being protected from spambots. You need JavaScript enabled to view it.
Visit his website www.TheMikeMcMillan.com
Call or text 250-988-1520

Mike McMillan: 2019 August EZINE

 

August, 2019
News From Mike McMillan
 

Quote of the Month
 

 

A Laugh or Two For Good Measure!


Don’t Kiss!
 
Wife: "Our new neighbor always kisses his wife when he leaves for work.
Why don't you do that?"
Husband: "How can I? I don't even know her."
 
**********************
 
Caller I.D.
 
Q: What does my dog and my phone have in common?
A: They both have collar I.D.
 
**********************
 
Birthday Cake Love
 
Did you hear about the love affair between sugar and cream?
It was icing on the cake.
 
**********************
 
Can You Hear Me Now?
 
Never criticize someone until you've walked a mile in their shoes.
That way, when you criticize them, they won't be able to hear you
from that far away. Plus, you'll have their shoes.

 

Helpful Life Hacks & Cartoon
of The Month

       
 


Why Invest In Real Estate?

If you are like most people, the idea of riding the stock market ‘roller coaster’ makes you feel a little queasy.  The highs can be a lot of fun, but the lows really give you a kickin’ (and there seem to be a lot more lows than highs for most investors).

While real estate also follows a cycle, it tends to be a much more gradual one.  Investing in revenue properties offers us limited immunity from fluctuation.

This means that you don’t tend to see the massive ups and downs of the stock and commodity markets.  It’s a much gentler ride, and tends to provide very solid returns on investment over the long run.  This is another reason I prefer real estate investing over other kinds of investments.
 

About Mike McMillan:
 

Michael McMillan is a professional real estate entrepreneur, author, and consultant. Mikehas been investing since 2013, and his current focus is on multi-family properties, especially apartment buildings.
 
If you would like to find out more about how to get an above average return on your money, backed by a solid asset (real property) , and without the hassle of being a landlord- contact Mike for a no-obligation conversation.
 
You can email him at This email address is being protected from spambots. You need JavaScript enabled to view it.
Visit his website www.TheMikeMcMillan.com
Call or text 250-988-1520

Mike McMillan: 2019 July EZINE

 
July, 2019
News From Mike McMillan
 

Quote of the Month
 

 

A Laugh or Two For Good Measure!

What’s the Gig Deal?
Have you heard of that new band "1023 Megabytes"?
They're pretty good, but they don't have a gig just yet.
 
**********************
 
Ghost on R&R
Q: Where does a ghost go on vacation?
A: Mali-boo.
 
**********************
 
Letters Love
 
Wife: "How would you describe me?"
Husband: "ABCDEFGHIJK."
Wife: "What does that mean?"
Husband: "Adorable, beautiful, cute, delightful, elegant, fashionable, gorgeous, and hot."
Wife: "Aw, thank you, but what about IJK?"
Husband: "I'm just kidding!"

 

Helpful Life Hacks & Cartoon of The Month

       
 


Why Invest In Real Estate?

          If you are like most people, the idea of riding the stock market ‘roller coaster’ makes you feel a little queasy.  The highs can be a lot of fun, but the lows really give you a kickin’ (and there seem to be a lot more lows than highs for most investors).

         While real estate also follows a cycle, it tends to be a much more gradual one.  Investing in revenue properties offers us limited immunity from fluctuation

         This means that you don’t tend to see the massive ups and downs of the stock and commodity markets.  It’s a much gentler ride, and tends to provide very solid returns on investment over the long run.  This is another reason I prefer real estate investing over other kinds of investments.
 

About Mike McMillan:
 

Michael McMillan is a professional real estate entrepreneur, author, and consultant. Mikehas been investing since 2013, and his current focus is on multi-family properties, especially apartment buildings.
 
If you would like to find out more about how to get an above average return on your money, backed by a solid asset (real property) , and without the hassle of being a landlord- contact Mike for a no-obligation conversation.
 
You can email him at This email address is being protected from spambots. You need JavaScript enabled to view it.
Visit his website www.TheMikeMcMillan.com
Call or text 250-988-1520

Mike McMillan: 2019 June EZINE

 
June, 2019
News From Mike McMillan

Happy Canada Day!

On July 1, 1867, the British North Americas Act created the Dominion of Canada as a federation of four provinces. This event is known as the confederation of Canada. The four original provinces were created from the former British colonies of Nova Scotia, New Brunswick and the Province of Canada, which was divided into the provinces of Quebec and Ontario. Canada's boundaries have been extended since 1867. The country now consists of 10 provinces and three territories.

On June 20, 1868, the Canada's Governor General proclaimed that Canadians should celebrate the anniversary of the confederation. July 1 became a holiday, known as Dominion Day, in 1879. However, no official celebrations were held until the 50th anniversary in 1917 and the 60th anniversary in 1927. After World War II, Dominion Day was celebrated more frequently and more events were organized by the national government. After the centenary of the confederation in 1967, Dominion Day events became more widespread. July 1 became popularly known as Canada Day. The date was also officially known as Canada Day from 1983 onwards.

Since 2006 Canada Day celebrations were also held at London's Trafalgar Square in the United Kingdom. It is expected that these celebrations will be held annually. Depending on the availability of Trafalgar Square, these events may be held just before, on or just after July 1.

Bruce McPhail.

 

Quote of the Month
 

 

A Laugh or Two For Good Measure!

Incumbent Imbecile
 
Recently I heard the former mayor of Reading, Pennsylvania,
recount some funny stories about his time in office.
One happened while he was running for reelection;
he was in a bar and paid for a woman’s drink.
She thanked him but wondered why a stranger had 
bought her a beer.
“I’m running for mayor,” he told her, “and I want your vote.”
“You got it,” she said, grabbing her glass.
“Anyone’s better than the jerk who’s in there now.”
 
**********************
 
Ahoy, Dracula!
 
Q: How do vampires get around on Halloween?
A: On blood vessels
 
**********************
 
Like Flower, Like Bud
 
As I entered the elevator at our hospital, a disheveled-looking man
rushed in behind me carrying a ceramic blue baby bootie filled with carnations.
I smiled knowingly and asked, “Does he look like you?
“I hope not,” he said. “I just deliver flowers.”


 
 

Helpful Life Hacks & Cartoon
of The Month

       
 


Why Invest In Real Estate?

          If you are like most people, the idea of riding the stock market ‘roller coaster’ makes you feel a little queasy.  The highs can be a lot of fun, but the lows really give you a kickin’ (and there seem to be a lot more lows than highs for most investors).

         While real estate also follows a cycle, it tends to be a much more gradual one.  Investing in revenue properties offers us limited immunity from fluctuation

         This means that you don’t tend to see the massive ups and downs of the stock and commodity markets.  It’s a much gentler ride, and tends to provide very solid returns on investment over the long run.  This is another reason I prefer real estate investing over other kinds of investments.
 

About Mike McMillan:
 

Michael McMillan is a professional real estate entrepreneur, author, and consultant. Mikehas been investing since 2013, and his current focus is on multi-family properties, especially apartment buildings.
 
If you would like to find out more about how to get an above average return on your money, backed by a solid asset (real property) , and without the hassle of being a landlord- contact Mike for a no-obligation conversation.
 
You can email him at This email address is being protected from spambots. You need JavaScript enabled to view it.
Visit his website www.TheMikeMcMillan.com
Call or text 250-988-1520

Mike McMillan: 2019 May EZINE



May, 2019
News From Mike McMillan

May is the fifth month of the year in the Julian and Gregorian Calendars and the third of seven months to have a length of 31 days.

May is a month of spring in the Northern Hemisphere and autumn in the Southern Hemisphere. Therefore, May in the Southern Hemisphere is the seasonal equivalent of November in the Northern Hemisphere and vice versa. Late May typically marks the start of the summer vacation season in the United States and Canada that ends on Labor Day, the first Monday of September.

The month of May (in Latin, Maius) was named for the Greek Goddess Maia, who was identified with the Roman era goddess of fertility, Bona Dea, whose festival was held in May. Conversely, the Roman poet Ovid provides a second etymology, in which he says that the month of May is named for the maiores, Latin for "elders," and that the following month (June) is named for the iuniores, or "young people" (Fasti VI.88).

Roses to Virgin Mary
Mayovka, in the context of the late Russian Empire, was a picnic in the countryside or in a park in the early days of May, hence the name. Eventually, "mayovka" (specifically, "proletarian mayovka") came to mean an illegal celebration of May 1 by revolutionary public, typically presented as an innocent picnic.

Special devotions to the Virgin Mary take place in May. 

 

Quote of the Month
 

 

A Laugh or Two For Good Measure!

What An Ugly Duck…
My husband was waterskiing when he fell into the river.
As the boat 
circled to pick him up, he noticed a hunter sitting in a duck boat in the reeds. My husband put his hands in the air and joked, “Don’t shoot!”
The hunter responded, “Don’t quack.”
 
**********************
 
Skinny Skeletons
Q: Know why skeletons are so calm?
A: Because nothing gets under their skin.
 
**********************
 
"Oh, and It Doesn't Have Arms or Legs."
A woman called the Colorado State Division of Wildlife
regarding a snake in her backyard.
“Can you tell me what kind it is?” she asked.
“Can you describe it?” I asked.
“Yes,” she said. “It’s long and thin.”

 

Helpful Life Hacks & Cartoon
of The Month

      
 


Why Invest In Real Estate?

          If you are like most people, the idea of riding the stock market ‘roller coaster’ makes you feel a little queasy.  The highs can be a lot of fun, but the lows really give you a kickin’ (and there seem to be a lot more lows than highs for most investors).

         While real estate also follows a cycle, it tends to be a much more gradual one.  Investing in revenue properties offers us limited immunity from fluctuation

         This means that you don’t tend to see the massive ups and downs of the stock and commodity markets.  It’s a much gentler ride, and tends to provide very solid returns on investment over the long run.  This is another reason I prefer real estate investing over other kinds of investments.
 

About Mike McMillan:
 

Michael McMillan is a professional real estate entrepreneur, author, and consultant. Mikehas been investing since 2013, and his current focus is on multi-family properties, especially apartment buildings.
 
If you would like to find out more about how to get an above average return on your money, backed by a solid asset (real property) , and without the hassle of being a landlord- contact Mike for a no-obligation conversation.
 
You can email him at This email address is being protected from spambots. You need JavaScript enabled to view it.
Visit his website www.TheMikeMcMillan.com
Call or text 250-988-1520

Mike McMillan: 2019 April EZINE



April, 2019
News From Mike McMillan

Easter commemorates the resurrection of Jesus Christ. It is the most important Christian festival, and the one celebrated with the greatest joy.

The date of Easter changes each year, and several other Christian festivals fix their dates by reference to Easter.

Churches are filled with flowers, and there are special hymns and songs. But not all Easter customs are Christian; some, such as the Easter Bunny, are pagan in origin.

The Easter story is at the heart of Christianity

On Good Friday, Jesus Christ was executed by crucifixion. His body was taken down from the cross, and buried in a cave.

The tomb was guarded and an enormous stone was put over the entrance, so that no-one could steal the body.

On the following Sunday, some women visited the grave and found that the stone had been moved, and that the tomb was empty.

Jesus himself was seen that day, and for days afterwards by many people. His followers realised that God had raised Jesus from the dead.

Source:
http://www.bbc.co.uk/religion/religions/christianity/holydays/easter.shtml

 

Quote of the Month

Russell Sage
                                                    Russell Sage
 
!
A Laugh or Two For Good Measure!

Going to the Doctor 

My husband went to the cardiologist after experiencing symptoms of a heart attack. "I had taken our cat to the vet," he told the nurse, "and while I was there, my chest got tight, and I had trouble breathing. Later, my left arm began aching."The nurse was clearly concerned. "So," she asked, "how was the cat?"

********************************************

Love You From A far

My fitness coach told me to bend down and touch my toes. I said, “I don’t have that kind of relationship with my feet. Can I just wave?”

********************************************



 

Helpful Life Hacks & Cartoon 

of The Month

     
 


Why Invest in Real Estate?

 

          If you are like most people, the idea of riding the stock market ‘roller coaster’ makes you feel a little queasy.  The highs can be a lot of fun, but the lows really give you a kickin’ (and there seem to be a lot more lows than highs for most investors).

         While real estate also follows a cycle, it tends to be a much more gradual one.  Investing in revenue properties offers us limited immunity from fluctuation

         This means that you don’t tend to see the massive ups and downs of the stock and commodity markets.  It’s a much gentler ride, and tends to provide very solid returns on investment over the long run.  This is another reason I prefer real estate investing over other kinds of investments.
 

About Mike McMillan:
 

Michael McMillan is a professional real estate entrepreneur, author, and consultant. Mikehas been investing since 2013, and his current focus is on multi-family properties, especially apartment buildings.
 
If you would like to find out more about how to get an above average return on your money, backed by a solid asset (real property) , and without the hassle of being a landlord- contact Mike for a no-obligation conversation.
 
You can email him at This email address is being protected from spambots. You need JavaScript enabled to view it.
Visit his website www.TheMikeMcMillan.com
Call or text 250-988-1520

Mike McMillan: 2019 March EZINE

 
March, 2019
News From Mike McMillan
ALL ABOUT THE MONTH OF MARCH

Welcome to the third month of the year—or, if you were born before 150 B.C., the first! According to the oldest Roman calendars, one year was ten months long, beginning in March and ending in December. It may sound crazy, but you can still see traces of this old system in our modern calendar: because December was the tenth month, it was named for the number ten in Latin (decem), just like September was named for seven (septem). So, what about January and February? They were just two nameless months called “winter,” proving that winter is literally so awful it doesn’t even deserve a spot on the calendar.

March brings with it the promise of gardening and warm(er), sunny days, as Earth turns its frostbitten cheek to winter and springs forth from the vernal equinox. Read about this month’s holidays, happenings, seasonal recipes, gardening tips, Moon phases, folklore, and much more!

All the best to you and I hope we talk soon. If not, there will be more great information about the benefits of investing in Real Estate in next month’s Ezine.

Best Regards,
 
Mike McMillan.
 

Quote of the Month
 


- Jay Baer

 

A Laugh or Two For Good Measure!

Smooth Operator

Scene: A call center operator on the phone with a doctor.

Doctor: If you don’t turn my cell phone back on today, I’ll tell the families of my patients and their lawyers that you are responsible for my patients'  deaths because I could’t be reached.

Operator: Sir, if you are expecting your patients to die, perhaps they should switch to a different physician.

 

**********************

 

It’s not my fault!

I have fillings in my teeth. My refrigerator magnets keep pulling me to the kitchen.
That's why I can't lose weight.

 

Helpful Life Hacks & Cartoon
of The Month

       

 

Leverage

          One of the reasons I like real estate as an investment (as opposed to mutual funds, stocks, bonds, GIC’s, etc.) is because we can take advantage of LEVERAGE.  Let me give you an example.  Let’s say you wanted to buy $500,000 worth of gold.  How much would that cost you?  If you said $500K, you’re absolutely right! 

   Now let’s say we want to buy a $500,000 duplex – how much will that cost us?  $500K?   Nope. 
   We can buy that property with just a 20% downpayment ($100K) and the bank will finance the other 80% ($400K).  We use a little bit of money in order to own a LOT of real estate. 

   Now here’s where it gets really exciting… Let’s say the property increases in value by 4%.  That would be a $20,000 increase in value.   $20K on a $500K investment is pretty good… However, because we LEVERAGED our money, we are actually making a $20,000 return on our $100,000 downpayment.  That’s a 20% return on our cash invested! 

   That’s the POWER of LEVERAGE, and that’s one of the BIG benefits of investing in real estate vs. most other options out there.

 

About Mike McMillan:
 

Michael McMillan is a professional real estate entrepreneur, author, and consultant. Mikehas been investing since 2013, and his current focus is on multi-family properties, especially apartment buildings.
 
If you would like to find out more about how to get an above average return on your money, backed by a solid asset (real property) , and without the hassle of being a landlord- contact Mike for a no-obligation conversation.
 
You can email him at This email address is being protected from spambots. You need JavaScript enabled to view it.
Visit his website www.TheMikeMcMillan.com
Call or text 250-988-1520

Mike McMillan: 2019 February EZINE

 
 
February, 2019
News From Mike McMillan

February Meaning and Symbolism

February meaning might best be kicked off with a quick look at the etymology of the month’s moniker. The word February is born from the Latin word Februarius, from Latin februare meaning to “purify” or “expiate.”

In ancient Rome, Februarius was the “Month of Purification” and great festivities were held to reestablish the empire’s focus on righteous living.

To me, this idea of devoting a month to the process of purification is invigorating. The hustle-bustle of the holidays are left behind – February finally sees many of us getting our first breath of fresh air. And, by this time of year the pressure of New Year’s resolutions is either incorporated itself into healthy habits or dropped by the wayside (depending upon if we’ve kept our resolution vows or not :).

February is a transitional month, and so February meaning and symbolism will have a transitional feel too. There is change in the air this time of year, and we can see this manifested in certain festivals & holidays in this month.

Where I live, up in the cold regions of North America, the Earth begins to kick just a bit. Everything is still clutched in snow and ice, but February marks the forward momentum of the seasonal procession, and offers a reminder that Spring is not far.

To give you a feel for symbolic February meaning, I’m offering a few symbolic lists for your contemplation.

 

Qoute of the Month


- Grant Cardone

 

A Laugh or Two For Good Measure!

Watch the Wash, Dad...

I decided to make myself useful and do a load of the family laundry.

When I took the clothes out of the machine, I discovered

to my dismay that I had also washed the watch my wife had given me while we were dating.

“Don’t expect me to replace it,” she said later with an obvious lack of sympathy.

By the time Father’s Day rolled around, however, she had relented and gave me

a beautiful new watch. Attached was a note with this stipulation: “DRY CLEAN ONLY!”

 

**********************

MSW?!

(Mom say what?!)

Daughter: I got an A in Chemistry.

Mom: WTF!

Daughter: Mom, what do you think WTF means?

Mom: Well That’s Fantastic.


**********************

Hush, Little Actuary

An accountant is having a hard time sleeping and goes

to see his doctor.

“Doctor, I just can’t get to sleep at night,” he says.

“Have you tried counting sheep?” asks the doctor.

“That’s the problem. I make a mistake and then spend three hours trying to find it.”

 
 

Helpful Life Hacks & Cartoon 
of The Month

       
 

Leverage

          One of the reasons I like real estate as an investment (as opposed to mutual funds, stocks, bonds, GIC’s, etc.) is because we can take advantage of LEVERAGE.  Let me give you an example.  Let’s say you wanted to buy $500,000 worth of gold.  How much would that cost you?  If you said $500K, you’re absolutely right! 

   Now let’s say we want to buy a $500,000 duplex – how much will that cost us?  $500K?   Nope. 
   We can buy that property with just a 20% downpayment ($100K) and the bank will finance the other 80% ($400K).  We use a little bit of money in order to own a LOT of real estate. 

   Now here’s where it gets really exciting… Let’s say the property increases in value by 4%.  That would be a $20,000 increase in value.   $20K on a $500K investment is pretty good… However, because we LEVERAGED our money, we are actually making a $20,000 return on our $100,000 downpayment.  That’s a 20% return on our cash invested! 

   That’s the POWER of LEVERAGE, and that’s one of the BIG benefits of investing in real estate vs. most other options out there.

 

About Mike McMillan:
 

Michael McMillan is a professional real estate entrepreneur, author, and consultant. Mikehas been investing since 2013, and his current focus is on multi-family properties, especially apartment buildings.
 
If you would like to find out more about how to get an above average return on your money, backed by a solid asset (real property) , and without the hassle of being a landlord- contact Mike for a no-obligation conversation.
 
You can email him at This email address is being protected from spambots. You need JavaScript enabled to view it.
Visit his website www.TheMikeMcMillan.com
Call or text 250-988-1520